Technical debt is a massive problem that costs a lot of time for everyone working on the team. It should be part of the development cycle to eliminate it. Manage a secured time in a development process to increase development experience.

By planning regular tasks like:

Assign a certain amount of story points for each sprint to those tasks which have been accumulated and prioritized.

Action points are tasks agreed upon on retrospectives. These are the points which the team has agreed on. They should be solved in the upcoming sprint to make the developer experience better for the whole team.